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The Andel Difference

The Andel Difference

Andel enables employers to offer affordable access to high-cost medications that sit outside traditional pharmacy benefits — without PMPM fees.

Primary Model

Core Audience

Affordability Approach

Pricing

Employer-Enabled Medication Access Platform

Healthcare technology platform for high-cost, non-covered medications

Employers and payers

Enables affordable access to medications like GLP-1s through collective purchasing and direct manufacturer engagement

No PMPM or admin fees; employer’s set contribution goes entirely toward medication cost.

Waltz Health

Direct to Employers

Pricing & pharmacy-routing technology platform

Employers & payers

Software and marketplace tools to route prescriptions to lower-cost options

Technology or services fees; may include PMPM, admin, or usage-based fees

9amHealth

Virtual Primary Care/ Telehealth

Virtual primary care + condition-specific programs

Employers & employees

Integrated virtual care, coaching, and medication access for chronic conditions

Employer-sponsored program; PMPM or program fees vary by scope

CVS Carermark, Express Scripts, OptumRx, etc.

Traditional PBMs

Pharmacy benefit management intermediaries

Employers, insurers, unions

Formularies, pharmacy networks, and rebates to reduce net plan costs

Admin fees, PMPM charges, and spread or rebate-based revenue

Ro

Direct to Consumers/ Telehealth

Direct-to-consumer virtual care & pharmacy

Individual consumers

Cash-pay telehealth and direct medication fulfillment

Consumer-paid; not an employer benefit

Hims & Hers

Direct to Consumers/ Telehealth

Direct-to-consumer digital health brand

Individual consumers

Subscription-based care and medications for select conditions

Consumer subscription model

GoodRx

Direct to Consumers/ Telehealth

Prescription price transparency & discounts

Consumers, providers, payers, PBMs, pharma

Price comparison and coupons for cash-pay prescriptions

Consumer subscription (GoodRx Gold); revenue primarily from pharma and PBMs

Primary Model

Core Audience

Affordability Approach

Pricing

Employer-Enabled Medication Access Platform

Healthcare technology platform for high-cost, non-covered medications

Employers and payers

Enables affordable access to medications like GLP-1s through collective purchasing and direct manufacturer engagement

No PMPM or admin fees; employer’s set contribution goes entirely toward medication cost.

Waltz Health

Direct to Employers

Pricing & pharmacy-routing technology platform

Employers & payers

Software and marketplace tools to route prescriptions to lower-cost options

Technology or services fees; may include PMPM, admin, or usage-based fees

9amHealth

Virtual Primary Care/ Telehealth

Virtual primary care + condition-specific programs

Employers & employees

Integrated virtual care, coaching, and medication access for chronic conditions

Employer-sponsored program; PMPM or program fees vary by scope

CVS Carermark, Express Scripts, OptumRx, etc.

Traditional PBMs

Pharmacy benefit management intermediaries

Employers, insurers, unions

Formularies, pharmacy networks, and rebates to reduce net plan costs

Admin fees, PMPM charges, and spread or rebate-based revenue

Ro

Direct to Consumers/ Telehealth

Direct-to-consumer virtual care & pharmacy

Individual consumers

Cash-pay telehealth and direct medication fulfillment

Consumer-paid; not an employer benefit

Hims & Hers

Direct to Consumers/ Telehealth

Direct-to-consumer digital health brand

Individual consumers

Subscription-based care and medications for select conditions

Consumer subscription model

GoodRx

Direct to Consumers/ Telehealth

Prescription price transparency & discounts

Consumers, providers, payers, PBMs, pharma

Price comparison and coupons for cash-pay prescriptions

Consumer subscription (GoodRx Gold); revenue primarily from pharma and PBMs

Primary Model

Core Audience

Affordability Approach

Pricing

Employer-Enabled Medication Access Platform

Healthcare technology platform for high-cost, non-covered medications

Employers and payers

Enables affordable access to medications like GLP-1s through collective purchasing and direct manufacturer engagement

No PMPM or admin fees; employer’s set contribution goes entirely toward medication cost.

Waltz Health

Direct to Employers

Pricing & pharmacy-routing technology platform

Employers & payers

Software and marketplace tools to route prescriptions to lower-cost options

Technology or services fees; may include PMPM, admin, or usage-based fees

9amHealth

Virtual Primary Care/ Telehealth

Virtual primary care + condition-specific programs

Employers & employees

Integrated virtual care, coaching, and medication access for chronic conditions

Employer-sponsored program; PMPM or program fees vary by scope

CVS Carermark, Express Scripts, OptumRx, etc.

Traditional PBMs

Pharmacy benefit management intermediaries

Employers, insurers, unions

Formularies, pharmacy networks, and rebates to reduce net plan costs

Admin fees, PMPM charges, and spread or rebate-based revenue

Ro

Direct to Consumers/ Telehealth

Direct-to-consumer virtual care & pharmacy

Individual consumers

Cash-pay telehealth and direct medication fulfillment

Consumer-paid; not an employer benefit

Hims & Hers

Direct to Consumers/ Telehealth

Direct-to-consumer digital health brand

Individual consumers

Subscription-based care and medications for select conditions

Consumer subscription model

GoodRx

Direct to Consumers/ Telehealth

Prescription price transparency & discounts

Consumers, providers, payers, PBMs, pharma

Price comparison and coupons for cash-pay prescriptions

Consumer subscription (GoodRx Gold); revenue primarily from pharma and PBMs

Disclaimer: The information presented here is based on publicly available sources. While we strive for accuracy, this information has not been independently verified and may be subject to change.

better Access starts here

GLP-1 costs getting out of control?

We connect manufacturers, employers, and members to make GLP-1 accessible and affordable.

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better Access starts here

GLP-1 costs getting out of control?

We connect manufacturers, employers, and members to make GLP-1 accessible and affordable.

Loading…
better Access starts here

GLP-1 costs getting out of control?

We connect manufacturers, employers, and members to make GLP-1 accessible and affordable.

Loading…
better Access starts here

GLP-1 costs getting out of control?

We connect manufacturers, employers, and members to make GLP-1 accessible and affordable.

Loading…

Andel is a revolution in drug affordability — a cooperative employee platform that unlocks access to GLP-1s and other brand-name medications.

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By subscribing you agree to our Privacy Policy and provide consent to receive updates from our company.

40 Wall Street, Suite 2834, New York, NY 10015

© 2026 Andel Co-op, inc. All rights reserved.

The Andel Discount Drug Program is not insurance. The Andel Discount Drug Program offers reduced prices from participating providers, and discounts vary by provider and service. Participants are responsible for paying discounted charges, as the Andel Discount Drug Program does not make payments to providers on participants' behalf. Discounts are available only from providers who have contracted to be in network. For more information and a list of participating providers, please contact us at support@andel.org, or by calling us at (833) 96 ANDEL.

Andel is a revolution in drug affordability — a cooperative employee platform that unlocks access to GLP-1s and other brand-name medications.

Sign up for our company newsletter

By subscribing you agree to our Privacy Policy and provide consent to receive updates from our company.

40 Wall Street, Suite 2834, New York, NY 10015

© 2026 Andel Co-op, inc. All rights reserved.

The Andel Discount Drug Program is not insurance. The Andel Discount Drug Program offers reduced prices from participating providers, and discounts vary by provider and service. Participants are responsible for paying discounted charges, as the Andel Discount Drug Program does not make payments to providers on participants' behalf. Discounts are available only from providers who have contracted to be in network. For more information and a list of participating providers, please contact us at support@andel.org, or by calling us at (833) 96 ANDEL.

Andel is a revolution in drug affordability — a cooperative employee platform that unlocks access to GLP-1s and other brand-name medications.

Sign up for our company newsletter

By subscribing you agree to our Privacy Policy and provide consent to receive updates from our company.

40 Wall Street, Suite 2834, New York, NY 10015

© 2026 Andel Co-op, inc. All rights reserved.

The Andel Discount Drug Program is not insurance. The Andel Discount Drug Program offers reduced prices from participating providers, and discounts vary by provider and service. Participants are responsible for paying discounted charges, as the Andel Discount Drug Program does not make payments to providers on participants' behalf. Discounts are available only from providers who have contracted to be in network. For more information and a list of participating providers, please contact us at support@andel.org, or by calling us at (833) 96 ANDEL.